A “CONTRACTORS ALL RISKS” insurance cover offers protection in the event of destruction or damage to: –

  1. The contract works
  2. Contractor’s plant & machinery at the site
  3. Materials on site

Scope of cover will include fire, burglary, floods, earthquake, unforeseen and accidental damage to the property insured. A limited amount will also be available for removal of any debris from a site after such damage/destruction.

In addition, the policy will extend to cover the contractor’s liability to members of the public (third parties) for death, injuries or damage to their property arising out of the contractor’s negligence.