Crops

The perils covered include: –

  • Fire
  • Windstrom
  • Excessive rainfall
  • Uncontollable pests and diseases
  • Drought except under irrigation farming
  • Hail

Livestock

It animals covers include: –

  • Cattle (Dairy and Beef)
  • Sheep and goats
  • Poultry (Layers and Broilers)
  • Pigs
  • Horses
  • Pets – Dogs
  • Fish

Mortality due to : –

  • Accidents
  • Diseases
  • Complications during delivery
  • Emergency slaughter on medical grounds
  • Fire, Smoke, Lighting
  • Theft

Greenhouse: –

  • Plastic cladding and steel structure
  • Growing crop
  • Yield in Transit
  • Machinery breakdown
  • Deterioration of stock
  • Irrigation Equipment
  • Other assets related to greenhouse production

Perils Covered include: – 

  • Fire and fire fighting
  • Theft and/ or loss during fire, fire fighting or salvaging
  • Lighting
  • Impact damage
  • Plane Crash
  • Theft after burglary
  • Damage during burglary or attempt thereto
  • Water from reservoirs and / or water tanks
  • Excessive rain
  • Storm (Including Hail or weight of snow)
  • Salvage costs

Forestry

Perils covered include: –

  • Fire
  • Lightning
  • Explosion
  • Windstorm

Optional additional covers: –

  • Flood and / or inundation
  • Malicious Damage
  • Subsidence and landslide
  • Damage by wild animals
  • Riot strike and civil commotion
  • Aircraft and other aerial devices and / or articles dropped there from